Build a saving habit around your goals.
Create a savings goal, choose an automatic plan or monthly challenge, and follow clear progress that helps you stay consistent.
Create your savings goal · See how PiggyLock works · Sign in
How PiggyLock works
Create a savings goal
Choose what you are saving for and define the amount and schedule that fit your plan.
Choose your saving method
Use Saving Lock for automatic weekly or monthly payments, or build a daily habit with the calendar-based Monthly Challenge.
Follow clear progress
See confirmed payments and progress toward your goal while your chosen rules keep the plan clear.
Frequently asked questions
Is PiggyLock a bank?
No. PiggyLock is a digital tool for savings goals and habits. It does not offer interest, returns, or investment products.
How does the Monthly Challenge work?
You save the amount of each calendar day, starting with €1 on day 1. The monthly total depends on the number of days in that month.
Can I request my money before a goal unlocks?
You can request an early withdrawal through a reviewed settlement process. The disclosed early-exit fee applies.